BC Capital Presents Merchant Cash Advance

MCA

BC Capital now provides Merchant Cash Advance to small businesses to make working capital available fast. We provide Merchant Cash Advance without the need for collateral. You can get funding in as little as 7 days, and immediately put those funds to work for your bottom line. Use the cash for whatever your business needs to keep your business growing.

Our Merchant Cash Advance can provide your business with anywhere from $5,000 to $250,000 in instant cash flow paid back against your future credit card sales. The Standard Funding Program has an easy application process, high approval rates and no out-of-pocket costs or personal collateral. Since we don’t require fixed monthly payments, if your sales decrease, so does the amount you pay back during that period.

Use Your Funds However You See Fit

The most common use of funds through Merchant Cash Advance is to acquire inventory, which allows a retailer to increase sales during their high season. The key variables that must be carefully analyzed are the gross margin on the inventory and the pace at which the inventory can be turned over. If the inventory turns fast enough and at a high enough gross margin, then using a merchant advance to finance its acquisition makes sense.

Our Mission is to Help the Canadian Business Owner!

Whether you use the funds to increase inventory or to finish a renovation, your business will profit from having working capital when it needs to expand, without the need of supplying collateral. And since the repayment is based on a percentage of your future monthly sales, you are not stuck with a fixed monthly payment. Give us a call today and access the capital you need to grow your business.